Bank Raya is a subsidiary of BRI that serves as the spearhead in BRI’s transformation to form a strong digital bank. One of BRI’s directives for Bank Raya is to grow with collaborations that are utilising the strength of state-owned enterprises or other national industries with leading capabilities in developing ecosystem-based digital platforms — which inevitably refers to the Telkom Group. After Bank Raya’s General Meeting of Shareholders, the Director of Agriculture & Financing of Bank Raya invited us to design a piloting collaboration of the ecosystem-based business developed by Telkom Indonesia that are requiring financing for the communities as the strongest elements of the ecosystems. We presented several ecosystems we are developing and some quick win plans with aligned with risk appetite of both corporates, to be expanded later into a more comprehensive transformation. The meeting was fruitful, expected to yield maximum results.